:root {
    --brand: #0c5ddb;
    --brand-dark: #093b86;
    --brand-deep: #06285b;
    --accent: #25b6ff;
    --light-bg: #f5f8fc;
    --text: #19314d;
    --muted: #607086;
    --border: #d6e0ea;
    --success: #1c8b47;
    --warning-bg: #fff8e8;
    --warning-border: #eed59a;
    --shadow: 0 18px 40px rgba(10, 37, 77, 0.12);
    --radius: 18px;
}

body {
    color: var(--text);
    background: #fff;
}

.top-text {
    background: var(--brand-deep);
    color: #fff;
    text-align: center;
    font-size: 0.95rem;
    padding: 0.55rem 1rem;
}

.custom-nav {
    box-shadow: 0 2px 18px rgba(0, 0, 0, 0.08);
}

.page-shell {
    /* padding-top: 20px; */
}

.hero-image {
    position: relative;
    overflow: hidden;
    background:
        linear-gradient(90deg, rgba(6, 40, 91, 0.92) 0%, rgba(9, 59, 134, 0.84) 42%, rgba(12, 93, 219, 0.55) 100%);
    /* height: 550px; */
    display: flex;
    align-items: center;
}

.hero-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, rgba(8, 28, 63, 0.12), rgba(8, 28, 63, 0.24));
}

.hero-content {
    position: relative;
    z-index: 2;
    width: 100%;
    /* padding: 3rem 0 5rem; */
    padding: 2rem 0 2rem;
}

.hero-copy {
    color: #fff;
    padding-right: 1rem;
}

.hero-kicker {
    display: inline-block;
    margin-bottom: 1rem;
    padding: 0.5rem 0.9rem;
    border-radius: 999px;
    background: rgba(255, 255, 255, 0.12);
    color: #fff;
    font-size: 0.9rem;
    font-weight: 700;
    letter-spacing: 0.01em;
}

.hero-copy h1 {
    color: #fff;
    font-size: clamp(2.1rem, 4.7vw, 4rem);
    line-height: 1.05;
    margin-bottom: 1rem;
    font-weight: 800;
    max-width: 760px;
}

.hero-copy .lead {
    color: rgba(255, 255, 255, 0.92);
    font-size: 1.18rem;
    max-width: 680px;
    margin-bottom: 1.5rem;
}

.cta-row {
    display: flex;
    flex-wrap: wrap;
    gap: 0.85rem;
    margin-bottom: 1rem;
}

.btn-hero-primary,
.btn-hero-secondary,
.btn-brand {
    border-radius: 999px;
    padding: 0.95rem 1.4rem;
    font-weight: 700;
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    transition: transform 0.18s ease, box-shadow 0.18s ease;
}

.btn-hero-primary:hover,
.btn-hero-secondary:hover,
.btn-brand:hover {
    transform: translateY(-1px);
    /* box-shadow: 0pc 1px var(--brand-dark); */
}

.btn-hero-primary {
    background: #fff;
    color: var(--brand-dark);
    box-shadow: var(--shadow);
}
.btn-hero-primary:hover {

}

.btn-hero-secondary {
    border: 1px solid rgba(255, 255, 255, 0.4);
    color: #fff;
    background: rgba(255, 255, 255, 0.08);
}

.btn-brand {
    background: var(--brand);
    color: #fff;
    border: 0;
    box-shadow: var(--shadow);
}

.hero-trust {
    color: rgba(255, 255, 255, 0.82);
    font-size: 0.95rem;
}

.feature-card,
.content-card,
.step-card,
.cta-panel,
.form-card,
.qual-box {
    background: #fff;
    border: 1px solid var(--border);
    border-radius: var(--radius);
    box-shadow: var(--shadow);
}

.feature-card {
    padding: 1.6rem;
    color: var(--text);
}

.feature-card h3 {
    font-size: 1.45rem;
    margin-bottom: 1rem;
    font-weight: 800;
}

.check-list {
    list-style: none;
    padding: 0;
    margin: 0;
}

.check-list li {
    position: relative;
    padding-left: 1.75rem;
    margin: 0.8rem 0;
    color: var(--text);
}

.check-list li::before {
    content: "✓";
    position: absolute;
    left: 0;
    top: 0;
    color: var(--success);
    font-weight: 800;
}

.check-list-inline::before {
    content: "✓";
    color: var(--success);
    font-weight: 800;
}

.qual-bar {
    margin-top: -2rem;
    position: relative;
    z-index: 5;
}

.qual-box {
    padding: 1.1rem 1.25rem;
    text-align: center;
    font-weight: 700;
    color: var(--brand-dark);
}

.section-pad {
    padding: 4.5rem 0;
}

.light-section {
    background: var(--light-bg);
}

.section-title {
    font-size: clamp(1.9rem, 3.1vw, 2.85rem);
    line-height: 1.1;
    margin-bottom: 0.9rem;
    font-weight: 800;
    color: var(--brand-dark);
}

.section-lead {
    color: var(--muted);
    font-size: 1.08rem;
    max-width: 760px;
    margin-bottom: 0;
}

.content-card {
    padding: 2rem;
    height: 100%;
}

.content-card p:last-child {
    margin-bottom: 0;
}

.step-card {
    padding: 1.6rem;
    height: 100%;
}

.step-num {
    width: 42px;
    height: 42px;
    border-radius: 50%;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-weight: 800;
    background: #eaf2ff;
    color: var(--brand);
    margin-bottom: 1rem;
}

.step-card h3,
.content-card h3,
.cta-panel h3 {
    font-weight: 800;
    color: var(--brand-dark);
}

.cta-panel {
    background: linear-gradient(135deg, var(--brand-deep), var(--brand));
    color: #fff;
    padding: 1.8rem;
    border: 0;
}

.cta-panel h3,
.cta-panel p {
    color: #fff;
}

.form-card {
    padding: 1.7rem;
}

.form-label {
    font-weight: 700;
    color: var(--brand-dark);
}

.form-control,
.form-select {
    border-radius: 14px;
    border: 1px solid var(--border);
    padding: 0.85rem 0.95rem;
}

.form-control:focus,
.form-select:focus {
    border-color: #8eb6ff;
    box-shadow: 0 0 0 0.2rem rgba(12, 93, 219, 0.15);
}

.conditional-note {
    display: none;
    margin-top: 0.85rem;
    padding: 0.95rem 1rem;
    background: var(--warning-bg);
    border: 1px solid var(--warning-border);
    border-radius: 14px;
    color: #805b12;
    font-size: 0.95rem;
}

.disclaimer {
    color: var(--muted);
    font-size: 0.92rem;
    margin-top: 0.85rem;
}

.footer-cta-card {
    max-width: 920px;
    margin: 0 auto;
    text-align: center;
    padding: 2.25rem;
}

.footer.bg-primary,
.main-footer,
.sub-footer {
    background: none;
    /* color: #fff; */
}

.footer.bg-primary {
    background: linear-gradient(135deg, var(--brand-deep), var(--brand));
    color: #fff;
}

.main-footer a,
.sub-footer a,
.footer .color-white {
    color: #fff !important;
}

.cookie-footer {
    display: none;
}

@media (max-width: 991.98px) {
    .page-shell {
        /* padding-top: 72px; */
    }

    .hero-image {
        min-height: auto;
    }

    .hero-content {
        padding: 2rem 0 0rem;
    }

    .qual-bar {
        margin-top: 1.5rem;
    }

    .hero-copy {
        padding-right: 0;
        margin-bottom: 1.5rem;
    }

    .section-pad {
        padding: 2rem 0;
    }
}